I am currently without insurance and have been since December 31st. As a travel nurse if you are off more than 3 weeks you loose your coverage. I only planned on being off around 5 weeks which felt safe to go without coverage. But due to lack of contracts in the sunny state of Florida combined with my REALLY getting used to this sunny weather, I have decided to wait and start my next contract in April. Now I am VERY aware how lucky I am to be able to take off 3 months to do what I want. But I did not plan for the insurance aspect. Aside from RA I feel relatively healthy but I am starting to get nervous as my pain is starting to increase.
What do you do when you are in that gray area when looking for health insurance? I do not qualify for medicaid and applying is not worth the hassle if I did. A gap policy will provide limited coverage for a "catastrophic" event. Due to my change in employment I qualify for insurance through the market place. I have found these to be quite expensive and the coverage to be limited. What to do? This is a good reminder of what many Americans go through on a daily basis. I am fortunate that I can afford to pay for coverage, but what about those who cant? I also have been well enough throughout the year that I have stock piled some of my medications and have plenty should a flare arise. What about those who do not have meds to get them through these times?
This is one of the many reasons I strongly support a "Medicare for all" initiative.
What I am doing until my next contract is buying a gap policy and paying cash for any surprise appointment if I need it, here is to hoping I do not:)
What do you do when you are in that gray area when looking for health insurance? I do not qualify for medicaid and applying is not worth the hassle if I did. A gap policy will provide limited coverage for a "catastrophic" event. Due to my change in employment I qualify for insurance through the market place. I have found these to be quite expensive and the coverage to be limited. What to do? This is a good reminder of what many Americans go through on a daily basis. I am fortunate that I can afford to pay for coverage, but what about those who cant? I also have been well enough throughout the year that I have stock piled some of my medications and have plenty should a flare arise. What about those who do not have meds to get them through these times?
This is one of the many reasons I strongly support a "Medicare for all" initiative.
What I am doing until my next contract is buying a gap policy and paying cash for any surprise appointment if I need it, here is to hoping I do not:)
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